If all this computer technology snit worked as advertised, none of us would have a job. D'oh!
I will say at present I'm very satisfied with my perimeter sentinel (UT) and continue to hyper-vigilantly endeavor into the interweb abyss, honestly expecting at every click or keystroke an ambush. My hope continues to be the collective discovers my attackers stealthy intentions and the alarm sounded before my approach...

"These crimeware-as-a-service poses a new security challenge because it not only allows malicious actors to leverage other cybercriminals' resources to conduct attacks, but also bringing wannabe hackers into the world of cybercrime."